It's really Simple: You pay a $50 Initiation Fee and then you pay your monthly membership each month. Example You pay $10 every month Cash, Check, Credit. After 6 months or after 7 months or after 3 years you decide that you no longer wish to be a member you just stop coming to the gym and stop paying. It's that simple! But let's say you change your mind after three months and decide you want to come back, you pay for the months you missed in this case $30 and your membership is reinstated and you are back to paying $10 a month. If more than 5 months you will need to pay another Initation fee and start over, Simple.